Excess Property Insurance

Our leadership team averages 30+ years of experience in the premium real estate and habitational markets.

Being one of the few providers in the market that offers a creative set of both admitted and non-admitted products within our specialized market segment, our industry-specific enhancements provide complete, comprehensive coverage solutions. 

We provide insurance for approximately $50B of property “values”, with over 70% of our business in luxury condos, co-ops, and apartments. 

Maintaining specialization in the premium real estate and habitational markets since 1986, we insure over 700 fine dining restaurants, including 20% of award-winning dining establishments, many of which are Michelin-starred and featured by The New York Times.

We guarantee confirmation of submission receipt within 24 hours and a response on quote/decline/requests within 5 business days once a complete submission is confirmed. 

Our flat operating structure, with ultimate decision-makers strategically placed in our operating geographies, aligns us closely with our partners, facilitating quick and efficient decision-making.

We provide specialized risk management advice to prevent losses, helping customers save millions of dollars in claims costs. 

By the end of 2024, we will provide a seamless solution of admitted and non-admitted products in all 50 states through our in-house wholesalers — helping our trading partners save time and money.

Our insurance specialization extends to our claims team, with our claim specialists maintaining expertise in and a comprehensive understanding of our insureds' specific needs in the luxury real estate and fine dining space. 

Our elite defense network offers a national network of attorneys who are specifically selected for their specialization and trial-skills.

Regionally-based property examiners are accessible to insureds throughout a claim or as a resource at any time. 

We maintain a national network of independent claims adjusters specifically selected for their expertise in premium real estate and hospitality.